I am a Bonnyrigg banker and I've got some money for you
You're a rambler and a gambler, so come in and join the queue
I love the smell of toxic debt, so give it all tae me
And I'll be waiting at the bank to give you more each day
You can buy a house, a brand new car or a bonnie wee tartan shawl
Oh yes! I am a banker, I think that says it all
And when at last you're overdrawn, and interest rates are high
I'll sell your debt for profit tae the banker in the sky
The Bonnyrigg banker's bonnie and the Bonnyrigg banker's braw
It doesnae matter whit I do, I'm aye within the law
I'm laughin' when you're overdrawn and when you cannae pay
I'm laughin' a' the way tae the bank, oh, happy, happy day
Now I'm a chirpy, cheery chiel as a' ma friends do know
But even I was tested when the cash wiz runnin' low
The folk that had some savin's that they wanted tae withdraw
Well, they couldnae understand when there was nothing there at a'
It's obvious when you think o' it, I'd given the money away
There was the chance tae pay it back, but some folk couldn't say
So a shut ma doors and a' the banks, of course they did the same
The government gave us billions just tae open them up again
The Bonnyrigg banker's bonnie and the Bonnyrigg banker's braw
It doesnae matter whit I do, I'm aye within the law
I'm laughin' when you're overdrawn and when you cannae pay
I'm laughin' a' the way tae the bank, oh, happy, happy day
Things couldnae get much better, or at least that's what a' thought
A hundred billion doon the drain and frankly that's a lot
They had a big enquiry and they said it would be fine
Then they gave us a' a bonus and they thanked me for ma time
But now the bubble's burst, I've got other fish tae fry
The taxpayer pays me now, for a' the things a' buy
For I'm a politician and I'm claiming this and that
Like a non-existent mortgage on a non-existent flat
The Bonnyrigg politician is sae bonnie and sae braw
It doesnae matter whit I do, I'm aye within the law
I'm laughin' when you pay me for ma hooses far away
I'm laughin' a' the way tae the bank, oh, happy, happy day
The Bonnyrigg banker's bonnie and the Bonnyrigg banker's braw
It doesnae matter whit I do, I'm aye within the law
I'm laughin' when you're overdrawn and when you cannae pay
I'm laughin' a' the way tae the bank, oh, happy, happy day
And nothing's really changed, so it's a happy, happy day