You believe - That l've changed your life forever And you're never gonna find Another somebody like me And you wish - You had more than just a lifetime To give back all I've given you And that's what you believe But I.O.U. The sunlight in the morning And the nights of honest loving That time can't take away And I.O.U. More than life now, more than ever I know that it's the sweetest debt I'll ever have to pay I'm amazed - When you say it's me you live for You know that when I'm holding you You're right where you belong And my love - I can't help but smile with wonder When you tell me all I've done for you 'Cause I've known all along That I.O.U. The sunlight in the morning And the nights of honest loving That time can't take away And I.O.U. More than life now, more than ever I know that it's the sweetest debt I'll ever have to pay Oh I.O.U. (I.O.U) The sunlight in the morning And the nights of honest loving That time can't take away And I.O.U. (I.O.U.) More than life now, more than ever I know that it's the sweetest debt I'll ever -- Have to pay